How to Pass the FTMO Challenge in 2026

FTMO is the most popular prop firm with 200K+ funded traders. Here's a systematic approach to passing their evaluation based on math, not hope.

FTMO Challenge Rules

RulePhase 1Phase 2
Profit Target8%5%
Daily Drawdown5%5%
Max Drawdown10%10%
Minimum Days44
Time LimitNoneNone

Step 1: Size Your Positions Correctly

This is where most traders fail. On a $100K FTMO account with 5% daily DD ($5,000 limit), never risk more than 1% per trade ($1,000). This gives you 5 consecutive losing trades before breaching daily limits.

Use the FTMO $100K Position Size Calculator to get exact lot sizes for every pair.

Step 2: Trade During Kill Zones

FTMO restricts news trading. Focus on kill zones outside of news events: London open (07:00-10:00 UTC) and New York open (12:00-15:00 UTC). These windows have the highest probability setups.

Step 3: Target 1:1.5 to 1:2 Risk-Reward

Don't chase 1:3+ RR — it lowers your win rate. A 55% win rate with 1:1.5 RR is sustainable and reaches 8% profit target in approximately 15-20 trades.

Step 4: Check Your Risk of Ruin

Before starting the challenge, use the Risk of Ruin Calculator to verify your probability of blowing the account is below 10%.

Step 5: Stop After 2 Consecutive Losses

Two losses in a row = stop trading for the day. This prevents revenge trading, which is the #1 challenge killer. The math: after 2 losses at 1%, you're down 2%. One revenge trade at 3x size that loses = 5% total = daily limit breached.

Common Mistakes

• Risking 2-3% per trade (too high for 5% daily DD)
Overtrading — taking 10+ trades per day
• Trading during news events (restricted by FTMO)
• Not having a written plan before starting
• Starting the challenge during low-volume periods

Expected Cost to Pass

Use the Challenge Cost Calculator to estimate your total expected spending. At a 15% pass rate with FTMO's $540 fee ($100K account), expect ~$3,600 total before passing.