FTMO vs Topstep — Detailed Comparison 2026

A comprehensive, side-by-side comparison of FTMO and Topstep. Which prop firm is better for your trading style? We compare fees, profit splits, drawdown rules, scaling potential, and more.

Side-by-Side Comparison

FTMOTopstep
Founded20152012
Lowest Fee$155$49
Profit Split80→9090
Max Drawdown10%4%
Daily Drawdown5%2%
Profit Target8%/5%6%/0%
Evaluation2-Step1-Step
Scaling$400K$500K
News Trading
Weekend Hold
Fee Refund

Fee Comparison by Account Size

AccountFTMOTopstep
$50K$345$49
$100K$540$99

Choose FTMO if you want:

✓ Fee refund available

✓ Most established (2015)

✓ 99.8% payout rate

✓ Fee refunded with first profit

Choose Topstep if you want:

✓ Lower entry cost

✓ Higher profit split

✓ Higher scaling potential

✓ Longer track record

✓ Allows news trading

✓ 13+ year track record

✓ 90/10 from start

✓ Futures specialist

Our Verdict

FTMO is the better choice for traders who prioritize fee refund available. Topstep is better for those who value lower entry cost, higher profit split. Both are legitimate firms that pay traders consistently.

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